Time to Refinance?

Is it time to refinance? We'd be happy to help you find out if the timing is right for you and your home.

Curious what your house is worth?

What are today's interest rates?

These rates are averages seen nationwide for all borrowers across all property types. Your rate may be better or worse depending on your unique scenario. Reach out to us to get more information specific to your situation!

Key Factors for refinances

Here are three important parts


Mortgage Insurance

Are you in an FHA mortgage or a conventional mortgage with Mortgage Insurance? If you have enough equity, getting rid of the Mortgage Insurance can be an easy way to save hundreds of dollars per month.


Current Rate

What is your current rate? If it's above current rates then there may be some significant savings in interest on your mortgage. It is not uncommon to see $10s of thousands in savings over the life of a mortgage.


New Term

Shortening your mortgage term with a new lower rate can possibly keep your payment close to the current payment while saving you enormous amounts of interest over the life of your mortgage. Maybe a 15 or 20 year mortgage is the answer.

Every single property owner's scenario is entirely different. What works for one borrower may not work for another. For more detailed information please reach out to us and we'd be happy to evaluate your current situation and see if it makes sense for you to refinances. Please have the following documentation ready in order to receive accurate information:

  • Current mortgage statement
  • Approximate credit score
  • Approximate current value of your home
google logoRobert J Dylina - Loan OfficerRobert J Dylina - Loan Officer
5 Stars - Based on 112 User Reviews

What people are saying about us!

  • Robert and his team were amazing through our whole home buying process. We had MANY ups and downs and they were always on top of it ensuring we were not... read more

    Amanda B. Avatar
    Amanda B.

    Robert and his secretary Gaby made us feel like family. They walked us through the process and helped us in every single step to be able to accomplish the refinance... read more

    Nery I. Avatar
    Nery I.
  • Thank you Robert for making our retirement home purchase seamless and stress free.
    When I say stress free I’m not kidding. Robert and his team was always a step ahead and...
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    Brian W. Avatar
    Brian W.

    Robert Dylina and the entire Envoy Mortgage crew are outstanding. Robert made our home buying process stress free, made things simple for us to understand, and was available whenever we... read more

    Karl M. Avatar
    Karl M.


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