Time to Refinance?


Is it time to refinance? We'd be happy to help you find out if the timing is right for you and your home.

Curious what your house is worth?

What are today's interest rates?

These rates are averages seen nationwide for all borrowers across all property types. Your rate may be better or worse depending on your unique scenario. Reach out to us to get more information specific to your situation!

Key Factors for refinances

Here are three important parts

1

Mortgage Insurance

Are you in an FHA mortgage or a conventional mortgage with Mortgage Insurance? If you have enough equity, getting rid of the Mortgage Insurance can be an easy way to save hundreds of dollars per month.

2

Current Rate

What is your current rate? If it's above current rates then there may be some significant savings in interest on your mortgage. It is not uncommon to see $10s of thousands in savings over the life of a mortgage.

3

New Term

Shortening your mortgage term with a new lower rate can possibly keep your payment close to the current payment while saving you enormous amounts of interest over the life of your mortgage. Maybe a 15 or 20 year mortgage is the answer.

Every single property owner's scenario is entirely different. What works for one borrower may not work for another. For more detailed information please reach out to us and we'd be happy to evaluate your current situation and see if it makes sense for you to refinances. Please have the following documentation ready in order to receive accurate information:

  • Current mortgage statement
  • Approximate credit score
  • Approximate current value of your home
google logoRobert J Dylina - Loan OfficerRobert J Dylina - Loan Officer
5 Stars - Based on 112 User Reviews

What people are saying about us!

  • Robert’s detailed and simplified explanations for things was extremely helpful. Buying a home is a very big and scary step for many of us. Robert & his team took the... read more

    Lindsay O. Avatar
    Lindsay O.
    10/26/2021

    You and your team were amazing! There is nothing that I can point out that would make you and your team any better! Communication, understanding, thoughtfulness, and going above and... read more

    Rashaun W. Avatar
    Rashaun W.
    10/25/2021
  • Robert and his team made our home buying experience quick and virtually painless. If any issue came up they were quick to address it. If anything was needed on our... read more

    Erin K. Avatar
    Erin K.
    10/21/2021

    Robert and his team handled a simultaneous refinance and purchase for my wife and I. The communication was excellent throughout the process! They made a potentially complex process a breeze.... read more

    Brandon R. Avatar
    Brandon R.
    10/06/2021

WHERE TO FIND US


We have an online platform to serve all of California. So you could say we're everywhere!