THE BENEFITS OF HOME OWNERSHIP

No more rent increases!

When you own your home you don't have to answer to a landlord and however much they want to raise the rent. Now you have a fixed home loan payment (assuming you didn't do an ARM - Adjustable Rate Mortgage) for however long you did your loan. Most people select a 30 year mortgage. Imagine that, 30 years of no rent increases, and at the end of that 30 years you have a paid off house!

Build Equity

With every payment you make you build equity in your home. What is equity? Equity is the difference between what your home is worth and what you owe on it. Every time you make a payment your loan balance goes down.

IT'S YOUR HOUSE

When it's your home and not a rental you don't have to ask when you want to paint a room, or build a patio, or switch to hardwood floors. When it's your home it's your home everything you do could be a potential investment in the value of your home.

TAX BENEFITS

Home ownership carries potential tax benefits through interest and mortgage insurance deductions. You'll definitely want to discuss the specifics of your tax returns and the impact of a home with your preferred tax professional.



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Conventional


100%
DOWN PAYMENT

Fixed Rate

Mortgage Insurance


Minimum Credit Score: 620


Best for people with excellent credit.


Learn More

Apply Now!



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FHA


100.5%
DOWN PAYMENT

Fixed Rate

Mortgage Insurance


Minimum Credit Score: 580


Best for people with less than perfect credit and those wanting to push their affordability further than conventional loans allow.


Learn More

Apply Now!



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VA


100%
DOWN PAYMENT

Fixed Rate

Mortgage Insurance


Minimum Credit Score: 600


Best for US Veterans and spouses of Veterans who passed from service related injuries.


Learn More

Apply Now!



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USDA


100%
DOWN PAYMENT

Fixed Rate

Mortgage Insurance


Minimum Credit Score: 620


Best for people with moderate to low-income looking to purchase homes in rural areas.


Learn More

Apply Now!



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Down Payment Assistance


100%
DOWN PAYMENT

Fixed Rate

Mortgage Insurance


Minimum Credit Score: 640


Best for people with moderate to low-income who want to buy but are having trouble saving up a downpayment.


Learn More

Apply Now!



Image

Conventional


100%
DOWN PAYMENT

Fixed Rate

Mortgage Insurance


Minimum Credit Score: 620


Best for people with excellent credit.


Learn More

Apply Now!



Image

FHA


100.5%
DOWN PAYMENT

Fixed Rate

Mortgage Insurance


Minimum Credit Score: 580


Best for people with less than perfect credit and those wanting to push their affordability further than conventional loans allow.


Learn More

Apply Now!



Image

VA


100%
DOWN PAYMENT

Fixed Rate

Mortgage Insurance


Minimum Credit Score: 600


Best for US Veterans and spouses of Veterans who passed from service related injuries.


Learn More

Apply Now!



Image

USDA


100%
DOWN PAYMENT

Fixed Rate

Mortgage Insurance


Minimum Credit Score: 620


Best for people with moderate to low-income looking to purchase homes in rural areas.


Learn More

Apply Now!



Image

Down Payment Assistance


100%
DOWN PAYMENT

Fixed Rate

Mortgage Insurance


Minimum Credit Score: 640


Best for people with moderate to low-income who want to buy but are having trouble saving up a downpayment.


Learn More

Apply Now!