Minimum Credit Score: 620
A home loan for moderate to low-income rural households.
Frequently Asked Questions
Pros and Cons
USDA home loans are a great 0% down option for low to moderate income households interested in purchasing a home in rural areas of California.
You may qualify for a lower purchase price with a USDA home loan versus other types of home loan programs.
The Bottom Line
If you're looking to buy in a low population area and are under the income maximums set by USDA then this might be the perfect home loan for you. Secure your home and start realizing the benefits of home ownership.