California Home Loans

Whatever your home loan needs are, we offer it all!


Conventional

100%

Down Payment


Fixed Rate


Mortgage Insurance


Minimum Credit Score: 620


Best for people with excellent credit.

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FHA

100.5%

Down Payment


Fixed Rate


Mortgage Insurance


Minimum Credit Score: 580


Best for people with below average credit or high debt-to-income ratios.

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VA

100%

Down Payment


Fixed Rate


Mortgage Insurance


Minimum Credit Score: 580


A home loan for those whom have served our nation.

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USDA

100%

Down Payment


Fixed Rate


Mortgage Insurance


Minimum Credit Score: 620


A home loan for moderate to low-income rural households.

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Down Payment Assistance

100%

Down Payment


Fixed Rate


Mortgage Insurance


Minimum Credit Score: 660


Best for people who cannot save their own downpayment within a year.

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